this is a 2 part assignment

part 1

Instructions:

Consider your readings from this week, as well as the video that you watched. Please discuss how you manage personal risk in your life. What considerations do you keep in mind when you analyze the cost versus benefit. Think about this in terms of auto insurance, life insurance, mortgage insurance, health insurance etc. Give at least 2 examples.


  • Your post should be 250-350 words.
  • Review the Discussion Grading Rubric
  • You will not be able to see any posts by other students until you make your original post.
  • Support your post by citing one reference (other than the text).
  • Cite paraphrased information but do not use quotes for this assignment.
  • Submit your original post by Thursday before 12am midnight (EST).
  • Respond to at least two (2) other students’ original post by Sunday before 12am midnight (EST).
  • In addition to your replies on other students’ posts, you should also respond to any student who posts to your original post and to any of my questions.

PART2

Instructions:

There is personal financial risk associated with your health, which is why there are health insurance plans. For this discussion, you are a very healthy, 30 year old woman with a choice of a high deductible plan that is low cost up front, or a low deductible plan with higher premiums. Make a post analyzing which plan do you choose, and what predictions are you making about your health care costs, that led you to that decision.


  • Your post should be 250-350 words.
  • Review the Discussion Grading Rubric
  • You will not be able to see any posts by other students until you make your original post.
  • Support your post by citing one reference (other than the text).
  • Cite paraphrased information but do not use quotes for this assignment.
  • Submit your original post by Thursday before 12am midnight (EST).
  • Respond to at least two (2) other students’ original post by Sunday before 12am midnight (EST).
  • In addition to your replies on other students’ posts, you should also respond to any student who posts to your original post and to any of my questions.