if blue wood chocolate and kilgore custom milling are to develop a risk management framework who should lead the process at each company

Chapter 18 presented special risk management issues with Blue Wood Chocolates, and chapter 19 presented various financial risks at Kilgore Custom Milling.

1) If Blue Wood Chocolate and Kilgore Custom Milling are to develop a risk management framework, who should lead the process at each company?

2) Should a Chief Risk Officer (CRO) be appointed? If so, to whom should he/she report and have access to?

3) How could smaller companies without the resources for a dedicated CRO deal with ERM?

4) how does Risk management tools for food industry related to your discussion(1 or 2 lines is enough)

I will attach text book, 500 words, No plagiarism, 2 or 3 references.